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Jun 08 2015

2015 is a big year for the Affordable Care Act. It is the first year for Pay-or-Play, plus there are all the new Reporting Requirements. It is not surprising that this would create lots of questions and outright confusion for some folks. This issue tackles the top five concerns.


Ongoing Education

Diabetes is one of the leading and fastest growing condition in the U.S.  Its a disease that can be controlled or even prevented with diet and exercise depending on your circumstances. Attached is a great link to fast and healthy recipes to help us live a healthier and happier life.


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About Spectra Management

At Spectra Management we believe that the culture of your company plays a direct role in the success of your business.

That probably sounds different from what you hear from other employee benefits advisers. Good. We approach the relationship differently. We believe that a desirable company culture includes one that is built on specific values such as respect and support, knowledge and expertise, and recognition of achievements. Your employee benefits program is a reflection of your company culture. We want to help you define it, protect it, and most of all, help it evolve into one that supports your vision. We are client-centric; putting our client's needs as the focus when developing our processes and services. We are driven to develop that delicate balance between your financial goals and your company culture.