Spectra Newsletters
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Apr 01 2009
Understanding U.S. Health Care Policy Changes There is little doubt that the coming year will bring more change in U.S. health care policy than at any time in the last 50 years. Spectra Management is eager to assist you in understanding these recently passed federal regulations. more... |
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Mar 01 2009
Economic Stimulus Bill Changes Your COBRA Administration COBRA coverage changed with the new American Recovery and Reinvestment Act (ARRA) of 2009, which the president signed into law on February 17, 2009. Title III of the ARRA states that eligible unemployed workers paying for their own health insurance through the federal COBRA program will now benefi t from a 65% federal subsidy for their monthly insurance premiums for up to nine months more... |
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Jan 01 2009
Valuable Saver’s Tax Credit. A Better Deal Than Tax Deduction Did you know that a tax deduction only lowers your taxable income but a tax credit actually lowers your tax bill by the full amount of the tax credit? A tax credit was established in 2002 to help low- to moderate-income individuals and families save for their retirement. Indeed, news reports estimate that 83 percent of Americans know very little about this Saver’s Tax Credit. more... |
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Dec 01 2008
Utah’s Premium Partnership Helps Employers & Employees Help Themselves Many Utah employers and employees similarly despair over hiring and the ability to offer quality health insurance. This important benefit has become a cornerstone for many seeking the right job and for employers willing to differentiate themselves from the rest of the pack. However, the time when employers would offer employees and prospects full health coverage as a substantial employee benefit has all but vanished. more... |
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